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Money Tree Care

The Money Tree is a really good-looking indoor plant. It has a long, twisting stem, with a small green leaf. It also has a long, thin leaf that reaches out in a streamer-like shape.
A "Money Tree" plant (Pachira Aquatica)

The Money Tree is a slow-growing indoor plant that makes an excellent indoor office plant. It has a long life. The Money Tree can live for over 50 years!

The Money Tree does not need a lot of special care. It does well in low light, and it does not like to be over-watered.

The Money Tree is a perfect indoor plant for people who work at home and want to relax with a nice-looking indoor plant. The positive energy you will feel is a natural feature of the tree. The Money Tree is also great as a gift for someone who likes to have a tropical feel to their indoor environment.

Money tree care really comes down to light, water, humidity, and propagation techniques.

Coins stack of money and growing plant, financial concept
Coins stack of money and growing plant, financial concept

How to Look After a Money Tree, Caring for It, and Propagation

Money trees are an easy-to-grow plant that can be maintained with a little care. However, there are a few things to consider before you start caring for one. We’ll go through the money tree care routine and everything you need to know about how to get the most out of your money tree in this post.

Native from Mexico to northern South America, the Money Tree plant is also very popular in Taiwan and other East Asian countries. Its native habitat is in tropical regions near rivers and swamps.

What is a Money Tree Plant?

houseplant crassula ovata jade plant money tree

The money tree plant is a tropical plant that belongs to the Mallow family, Malvaceae. It is botanically named Pachira Aquatica and grows as a tree in its natural habitats in Central and South America.

Money Tree Plant Names

People usually know this plant as a “money tree.” It is also called Malabar chestnut, Guiana chestnut, French peanut, and Saba nut. A lot of western cultures call it a money plant.

The leaves of a money tree are what give it the “lucky” look. The leaves are big, shiny, and green, with 5 or 7 leaflets on each leaf. The tree can grow to be 20 feet tall but is usually kept much smaller in pots.

Care of Money Tree plant

Young woman taking care of the trees in the greenhouse.

It’s simple to maintain and highly resilient. They prefer indirect sunshine or partial shade and can survive in a variety of soil conditions.

However, they prefer moist, well-drained soil. So let’s dive into this money tree plant care article.

Watering Your Money Tree

houseplant Crassula ovata jade plant money tree in white pot

To care for a money tree plant, you need to water it regularly. Money tree plants like a lot of water, but you don’t want the soil to be wet all the time. So make sure to water it well, then wait for the soil to dry out a little bit before watering again.

The name “Aquarius” comes from the Latin words for water and land. This is because the constellation is near flooded watersheds. When growing a money tree plant, it’s important to water it often.

Common Watering Issues

One of the most common problems with money trees is root rot. This happens when the roots are too wet, and they start to decompose. 

To avoid root rot, make sure your pot has drainage holes, and don’t overwater your tree. Let the top inch of soil dry out before watering again.

Your money tree should be watered when the top 2-3 inches of soil become dry. If you water the plant too much, the leaves will droop. 

Money trees like to drink; give it a good watering every one to two weeks.

caucasian blond child boy watering ground for planting money tree plant in metal flower pot

Good Care Brings Good Fortune

Many people believe that if you take care of your money tree, it will take care of you in return by bringing good luck and fortune.

Water your money tree when the top layer of soil begins to dry out. Allow the water to soak in until it begins to drain from the bottom of the pot.

Soil for Money Trees

The soil on trees should be damp but not moist and it is subsequently advisable to use a well-draining mixture. The soil may be covered in cacti or sand/ gravel to increase the water supply. 

However this species also likes nutrient-rich soil, therefore it also uses a mix of mosses peated with. Slightly acidic soil is the best soil condition to plant a money plant. 

Most money trees will need repotting at least once per year. Pick up an oversized pot and ensure that the container contains a drainage hole. If you are not wanting your trees to grow rapidly, remove some of the rootstocks during repotting. Put the plants into a fresh container.

Fertilizing Your Money Tree Plant

A typical liquid houseplant fertilizer is a good option for money trees but is recommended diluted at half the recommended dose. If you have money trees that you feed them every month while they grow, you can feed them every single month which is more beneficial to the gardener. 

During most weather conditions fertilization is not recommended in the winter. To get more money, make compost tea. Compost tea bags are drained with water to give plants nutrients. 

All-natural fertilizer helps improve soil fertility and microbial populations. This slow-release nutrient is good for dry, yellowing leaf surfaces.

Liquid plant food (diluted) can be applied every two weeks during the spring and summer.

Fertilize your money tree every two weeks during the spring and summer with liquid plant food. Money trees are heavy feeders and will benefit from the extra nutrients. 

Temperature and Humidity

In its natural surroundings, the money trees develop in hardiness zones 8 and 9. It grows as an indoor tropical flower that enjoys high heat temperatures as well as humidity. 

Since most people keep their money tree indoors it’s fairly easy to accommodate its temperature and humidity needs.

The humidity money trees need will vary from situation to situation. If your leaves are starting to droop then you may have high humidity levels. If your leaves are turning brown, you may want to add a pebble tray and some warm water to help the plant thrive.

In general, to increase the positive energy of the tree you will want to have a good drainage pot and low humidity.

Keep the temperature around 62-90 degrees. Avoid placing plants close to ventilation, i.e. outside doors and ventilation vents. Almost every situation indoors is much dryer than its natural habitat. 

Because plants like 50% moisture it is good if you put the soil into the sand and put it in an airtight place a watering container close or mist regularly around leaves and bushes.

Learn how to care for your money tree (and never kill one again). After all, they bring good luck to your home

Pachira Aquatica or commonly referred to as the money-tree tree, are regarded for their popularity in indoor gardens as attracting good fortune / financial success. They have also become very popular as a money tree houseplant.

Lighting for Your Money Tree

Houseplant Crassula ovata jade plant money tree opposite the white wall.

All plants need sunlight, but too much direct sunlight can scorch the leaves of your money tree. Place your money tree indoors in an area where it will receive bright, indirect sunlight. A South or west-facing window is a good option.

If you notice yellow leaves on your money tree plant, it’s probably getting too much sunlight. Move it to a shadier spot with a little bit of indirect sunlight. This tropical plant is used to being shaded by other taller plants.

Indirect light is best, so place your tree near a north- or east-facing window. If you don’t have a spot that gets enough light, you can supplement with grow lights.

These money plants can not tolerate direct sunlight as the leaves may get scorched. Ideal lighting conditions would be bright indirect light or dappled sunlight. The low light will assure that your money plant leaves remain a nice green color.

Pruning Your Money Tree Plant

If you want your money tree to grow tall and bushy, you can prune it. Cut off the top of the stem at a 45-degree angle with sharp scissors. This will encourage new growth. 

Money trees don’t need a lot of fertilizer, but you can give them a diluted dose of liquid fertilizer every few months to help them grow.

Ayurvedic Neem Oil

Neem Oil To Prevent Spider Mites

Azadirachtin binds to insect pheromones, making it difficult for insects to develop and lay eggs. It also interferes with insect hormone systems, making it more difficult for bugs to grow and reproduce. Azadirachtin can also be used as a repellent and inhibitor of nematode feeding. Other components in neem oil kill pests by preventing them from eating.

When and How to Re-pot Your Money Tree Plant

Your money tree will need to be repotted every two or three years. Choose a pot that’s only one size larger than the current pot. 

Use a well-draining potting mix, and make sure the pot has drainage holes. A pebble tray may be used

Repotting in the spring is a good time to do it, as this is when money trees are actively growing.

If you want to propagate your money tree, you can take stem cuttings and root them in water or potting mix.

Plant Leaf Development

The money tree is a fast grower and can develop 6 to 8 inches of new growth each year. If the leaves start to yellow or brown, it’s usually because of too much direct sunlight or not enough water.

The leaves on a money tree are used to store water for the plant. When the leaves start to droop, it’s a sign that the plant needs water.

Legend of Money Tree Plants

The legend of the money tree’s origin begins in Taiwan. Supposedly, a poor man who prayed for luck every day found one of these five-lobed leaves on his way home. 

Sold at Market

He took it as a sign from above, planted it, and watched it grow into a tree. The tree bore fruit, which he sold at market. 

Hence he started planting and selling these plants and quickly made a fortune. According to Feng Shui, many plants can attract abundance and one of the most popular recommended plants is the Money Tree.

Today, you can find money trees planted in front of businesses, in people’s homes, and even in temples as symbols of good luck and prosperity.

Here are some final tips on how to take care of your money tree plant:

1. Money trees thrive in bright, indirect light. So, place your tree near a north- or east-facing window.

2. Water your money tree when the top 2-3 inches of soil become dry.

3. Avoid placing plants close to ventilation, i.e. outside doors and ventilation vents.

4. Keep the temperature around 62-90 degrees. This plant needs a tropical vibe to fully reach optimal feng shui.

5. Because plants like 50% moisture, it is good if you put the soil into the sand and put it in an airtight place a watering container close, or mist regularly around leaves and bushes.

6. Many people believe that if you take care of your money tree, it will take care of you in return by bringing luck and fortune.

So, if you’re looking for a plant to bring luck into your home, and you like that tropical feel a money tree plant is a great option!

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