How to Take Care of A Money Tree, Upkeep, Green Leaves

Care for a money tree plant is fairly straightforward, but there are a few things to keep in mind. In this article, we will break down the money tree care routine and everything you should know in order to enjoy the positive energy that your money tree can provide.
caucasian blond child boy watering ground for planting money tree plant in metal flower pot

Native from Mexico to northern South America, the Money Tree plant is also very popular in Taiwan and other East Asian countries. Its native habitat is in tropical regions near rivers and swamps.

Houseplant Crassula ovata jade plant money tree opposite the wall.

What is a Money Tree Plant?

The money tree plant belongs to the Mallow family Malvaceae and is botanically named Pachira Aquatica. Tropical plants grow as trees in their natural habitats in Central and South America.

Money Tree Plant Names

Generally, most people recognize it as a “money tree” but it is commonly known as Malabar chestnut, Guiana chestnut, French peanut, and Saba nut. A lot of western cultures simply call them money plants.  

The leaves of a money tree are what give it the “lucky” look that has made it so popular. The leaves are large, glossy, and green, with 5 or 7 leaflets on each leaf. The tree can grow to a height of 20 feet but is usually kept much smaller in pots. 

houseplant Crassula ovata jade plant money tree in white pot

Care of Money Tree plant

Money trees are easy to care for and relatively hardy. They do best in indirect sun or partial shade and can tolerate a wide range of soil conditions.

However, they prefer moist, well-drained soil. So let’s dive into this money tree plant care article.

Watering Your Money Tree

Care for a money tree plant involves regular watering. Money tree plants like plenty of water, but not so much that the soil is constantly wet. Make sure to water thoroughly, then allow the soil to dry out slightly before watering again. 

The name “Aquarius” comes from areas of water and undeveloped land, which are near flooded watersheds. When growing a money tree plant water is essential.

Common Watering Issues

One of the most common problems with money trees is root rot. This happens when the roots are too wet, and they start to decompose. 

To avoid root rot, make sure your pot has drainage holes, and don’t overwater your tree. Let the top inch of soil dry out before watering again.

Your money tree should be watered when the top 2-3 inches of soil become dry. If you water the plant too much, the leaves will droop. 

Money trees like to drink; give it a good watering every one to two weeks.

Good Care Brings Good Fortune

Image of optimistic luck woman crosses finger for good luck or fortune, anticipates for miracle, wea

Many people believe that if you take care of your money tree, it will take care of you in return by bringing good luck and fortune.

Water your money tree when the top layer of soil begins to dry out. Allow the water to soak in until it begins to drain from the bottom of the pot.

Soil for Money Trees

Woman hold soil on soil background, top view

The soil on trees should be damp but not moist and it is subsequently advisable to use a well-draining mixture. The soil may be covered in cacti or sand/ gravel to increase the water supply. 

However this species also likes nutrient-rich soil, therefore it also uses a mix of mosses peated with. Slightly acidic soil is the best soil condition to plant a money plant. 

Most money trees will need repotting at least once per year. Pick up an oversized pot and ensure that the container contains a drainage hole. If you are not wanting your trees to grow rapidly, remove some of the rootstocks during repotting. Put the plants into a fresh container.

Fertilizing Your Money Tree Plant

A typical liquid houseplant fertilizer is a good option for money trees but is recommended diluted at half the recommended dose. If you have money trees that you feed them every month while they grow, you can feed them every single month which is more beneficial to the gardener. 

During most weather conditions fertilization is not recommended in the winter. To get more money, make compost tea. Compost tea bags are drained with water to give plants nutrients. 

All-natural fertilizer helps improve soil fertility and microbial populations. This slow-release nutrient is good for dry, yellowing leaf surfaces.

Liquid plant food (diluted) can be applied every two weeks during the spring and summer.

Fertilize your money tree every two weeks during the spring and summer with liquid plant food. Money trees are heavy feeders and will benefit from the extra nutrients. 

Temperature and Humidity

Thermometer II

In its natural surroundings, the money trees develop in hardiness zones 8 and 9. It grows as an indoor tropical flower that enjoys high heat temperatures as well as humidity. 

Since most people keep their money tree indoors it’s fairly easy to accommodate its temperature and humidity needs.

The humidity money trees need will vary from situation to situation. If your leaves are starting to droop then you may have high humidity levels. If your leaves are turning brown, you may want to add a pebble tray and some warm water to help the plant thrive.

In general, to increase the positive energy of the tree you will want to have a good drainage pot and low humidity.

Keep the temperature around 62-90 degrees. Avoid placing plants close to ventilation, i.e. outside doors and ventilation vents. Almost every situation indoors is much dryer than its natural habitat. 

Because plants like 50% moisture it is good if you put the soil into the sand and put it in an airtight place a watering container close or mist regularly around leaves and bushes.

Learn how to care for your money tree (and never kill one again). After all, they bring good luck to your home

Pachira Aquatica or commonly referred to as the money-tree tree, are regarded for their popularity in indoor gardens as attracting good fortune / financial success. They have also become very popular as a money tree houseplant.

Lighting for Your Money Tree

All plants need sunlight, but too much direct sunlight can scorch the leaves of your money tree.  Place your money tree indoors in an area where it will receive bright, indirect sunlight. A South or west-facing window is a good option.

If you notice yellow leaves on your money tree plant, it’s probably getting too much sunlight. Move it to a shadier spot with a little bit of indirect sunlight. This tropical plant is used to being shaded by other taller plants.

Indirect light is best, so place your tree near a north- or east-facing window. If you don’t have a spot that gets enough light, you can supplement with grow lights.

These money plants can not tolerate direct sunlight as the leaves may get scorched. Ideal lighting conditions would be bright indirect light or dappled sunlight. The low light will assure that your money plant leaves remain a nice green color.

Pruning Your Money Tree Plant

If you want your money tree to grow tall and bushy, you can prune it. Cut off the top of the stem at a 45-degree angle with sharp scissors. This will encourage new growth. 

Money trees don’t need a lot of fertilizer, but you can give them a diluted dose of liquid fertilizer every few months to help them grow.

Neem Oil To Prevent Spider Mites

Azadirachtin binds to insect pheromones, making it difficult for insects to develop and lay eggs. It also interferes with insect hormone systems, making it more difficult for bugs to grow and reproduce. Azadirachtin can also be used as a repellent and inhibitor of nematode feeding. Other components in neem oil kill pests by preventing them from eating.

When and How to Re-pot Your Money Tree Plant

Your money tree will need to be repotted every two or three years. Choose a pot that’s only one size larger than the current pot. 

Use a well-draining potting mix, and make sure the pot has drainage holes. A pebble tray may be used

Repotting in the spring is a good time to do it, as this is when money trees are actively growing.

If you want to propagate your money tree, you can take stem cuttings and root them in water or potting mix.

Plant Leaf Development

The money tree is a fast grower and can develop 6 to 8 inches of new growth each year. If the leaves start to yellow or brown, it’s usually because of too much direct sunlight or not enough water.

The leaves on a money tree are used to store water for the plant. When the leaves start to droop, it’s a sign that the plant needs water.

Legend of Money Tree Plants

The legend of the money tree’s origin begins in Taiwan. Supposedly, a poor man who prayed for luck every day found one of these five-lobed leaves on his way home. 

Sold at Market

He took it as a sign from above, planted it, and watched it grow into a tree. The tree bore fruit, which he sold at market. 

Hence he started planting and selling these plants and quickly made a fortune. According to Feng Shui, many plants can attract abundance and one of the most popular recommended plants is the Money Tree.

Today, you can find money trees planted in front of businesses, in people’s homes, and even in temples as symbols of good luck and prosperity.

Top tips

Here are some final tips on how to take care of your money tree plant:

1. Money trees thrive in bright, indirect light. So, place your tree near a north- or east-facing window.

2. Water your money tree when the top 2-3 inches of soil become dry.

3. Avoid placing plants close to ventilation, i.e. outside doors and ventilation vents.

4. Keep the temperature around 62-90 degrees. This plant needs a tropical vibe to fully reach optimal feng shui.

5. Because plants like 50% moisture, it is good if you put the soil into the sand and put it in an airtight place a watering container close, or mist regularly around leaves and bushes.

6. Many people believe that if you take care of your money tree, it will take care of you in return by bringing luck and fortune.

So, if you’re looking for a plant to bring luck into your home, and you like that tropical feel a money tree plant is a great option!

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